Pricing

Property Type	Positions	Loan Amount	Max LTV	Interest Rate	Terms	Pre Pay	Loan Program	Cost
Single Family 1-4 Units NOO – O/O*	1st TD	$50K – $2.5 Million	65%	8.49% – 9.99%	3-5 years	6 months	Interest Only	2%-4%
Single Family 1-4 Units NOO – O/O*	2nd TD	$50K – $2.5 Million	65%	8.99%-10.99%	3-5 years	6 months	Interest Only	2.5%-4%
Fix & Flip/Construction	1st TD	$50K – $2.5 million	65% ARV	9.99%	3-12 months	None	Interest Only	2.5%-4%
Multi-Family Apartments	1st & 2nd TD’s	$50K – $2.5 Million	65%	8.99%-11%	3-5 years	6 months	Interest Only	2.5%-4%
Commercial	1st & 2nd TD’s	$50K – $2.5 Million	60%	9.5%-11.5%	3-5 years	6 months	Interest Only	2%-4%
Mixed Use	1st & 2nd TD’s	$50K – $2.5 Million	60%	9.99%-11.99%	3-5 years	6 months	Interest Only	3%-5%
Industrial	1st & 2nd TD’s	$50K – $2.5 Million	60%	9.99%-11.99%	3-5 years	6 months	Interest Only	2.5%-4%
Land	1st TD’s	$50K – $1.5 million	30%	10.99%-12.99%	2 years	6 months	Interest Only	4%-6%

Lower LTV’s determine if the loan qualifies for a lower interest rate and points.

65% LTV’s are considered by a case-by-case basis.

**We do not loan on Owner Occupied (OO) 1-4 Unit properties unless the loan is for business purposes.

Land and construction loans are considered on a case-by-case basis.

All Terms and Rates are subject to change. This rate sheet does not constitute a commitment to lend.

Contact Rod Hecker to discuss your investment needs and how Agoura Hills Financial can help you meet your goals.